These Terms of Service ("Terms") govern your access to and use of filingalerts.ai and its related services (the "Service"), provided by filingalerts ("we," "our," or "us"). By creating an account or using the Service, you agree to these Terms. If you do not agree, do not use the Service.
1. The Service
filingalerts.ai delivers email alerts when public filings on the U.S. Securities and Exchange Commission's EDGAR system match the alerts you configure. Optional AI-generated summaries of filings may be included in alert emails depending on your subscription tier.
2. Eligibility and accounts
You must be at least 13 years old to use the Service. You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account. Notify us promptly at [email protected] if you suspect unauthorized use of your account.
3. Subscriptions, billing, and refunds
The Service is offered on a free tier and on paid monthly subscription tiers. Paid tiers are billed in advance on a recurring monthly basis through our third-party payment processor. Prices and feature limits are displayed on the pricing page and may be updated from time to time; any changes will not affect your current billing period.
You may cancel your subscription at any time from your account page. Cancellation takes effect at the end of the current billing period; you retain access to paid features until then. We do not provide refunds for partial billing periods. If you believe you have been billed in error, contact us at [email protected] and we will review the charge in good faith.
If your payment fails, we may suspend or downgrade your account until payment is resolved.
4. Acceptable use
You agree not to:
- Use the Service to violate any law or any third party's rights.
- Resell, sublicense, or repackage the Service or its data without our written permission.
- Scrape, mass-export, or systematically copy data from the Service beyond what your normal use of the dashboard allows.
- Attempt to access accounts other than your own, or interfere with the Service or its underlying infrastructure.
- Use the Service to send unsolicited bulk email, spam, or harassment.
We may suspend or terminate accounts that violate these rules. We may also rate-limit or pause alert delivery for accounts whose volume materially exceeds typical individual use, including alerts triggered by misconfiguration; we will notify you before pausing where reasonable.
5. No investment advice
filingalerts.ai is an information tool. The alerts, summaries, and filing data delivered by the Service are for general informational purposes only and do not constitute investment, legal, tax, or financial advice, an offer or solicitation to buy or sell any security, or a recommendation of any kind. You are solely responsible for any decisions you make based on information delivered through the Service. Always consult primary SEC filings and a qualified professional before making investment decisions.
6. Accuracy and timing
We make reasonable efforts to deliver alerts accurately and promptly after the SEC publishes a matching filing, but we do not warrant that:
- Every matching filing will produce an alert.
- Alerts will be delivered within any specific timeframe.
- Filing data, summaries, or metadata will be free of errors or omissions.
The SEC EDGAR system is the authoritative source for all filings. Always verify against the original filing before acting on an alert.
7. Intellectual property
We own all rights in the Service, including the website, software, and content we create (such as summaries, copy, and design), except for filing data sourced from public records. You retain ownership of the alert configurations and any content you submit. By using the Service, you grant us a limited license to process that content as needed to provide the Service to you.
8. Termination
You may close your account at any time by emailing [email protected]. We may suspend or terminate your account if you violate these Terms, if required by law, or if we discontinue the Service. On termination, paid features end and your account data is deleted in accordance with our Privacy Policy.
9. Disclaimers
The Service is provided "as is" and "as available." To the fullest extent permitted by law, we disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or secure.
10. Limitation of liability
To the fullest extent permitted by law, in no event will we be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, or investment opportunities, arising out of or related to the Service. Our total liability for any claim arising out of or relating to these Terms or the Service will not exceed the greater of (a) the amount you paid us in the 12 months preceding the claim, or (b) USD $50.
11. Indemnification
You agree to indemnify and hold us harmless from any claims, damages, or expenses (including reasonable attorneys' fees) arising out of your misuse of the Service, your violation of these Terms, or your violation of any third party's rights.
12. Governing law
These Terms are governed by the laws of the State of Washington, without regard to its conflict-of-law principles. Any dispute arising under these Terms will be brought exclusively in the state or federal courts located in the State of Washington, and you consent to the personal jurisdiction of those courts.
13. Changes
We may update these Terms from time to time. If we make material changes, we will update the "Last updated" date above and, for significant changes, notify you by email or in the product. Continued use of the Service after changes take effect constitutes acceptance.
14. Contact
Questions about these Terms: [email protected].